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While refinancing a mortgage or buying a home, it is the title insurance that every homeowner should pay attention to as it will help to protect them as well as their lenders against fraud and other issues. Considering its growing demand we at Eannarino Law offer these insurances for people residing in and around Boca Raton, Boynton Beach, Delray Beach, Jupiter FL, Palm Beach and West Palm Beach.

The different types

Such insurance plans will help in protecting lenders and home buyers from loss cropping up from issues related to a property title. When any homeowners attain a mortgage they require having a title insurance at least for the worth of the home loan. We offer these policies in two forms, namely owner’s policy and the lender’s policy. The former will help in protecting the home buyer and covering the amount associated with the property’s purchase cost. A homeowner will need this policy till the loan is paid off completely. The latter will help in protecting the interest of the lender in the property and it depends on the amount of the loan. It is different from that of the owner’s policy where lenders will have to foreclose a home as well as get back their interest and principle should the loan turns non-performing. Such policies will protect lenders and buyers against the below mentioned, especially on property titles,

  • Spousal claims
  • Undisclosed heirs
  • Fraud or forgery
  • Defects
  • Omissions
  • Errors

At times a comprehensive search concerning public records will not be capable of finding title problems, that is why a homeowner requires to buy a title insurance. For more information, please feel free to call us or drop us a mail. We look forward to help you in the best way possible. We are available 24/7.  West Palm Beach, Boynton Beach FL Title Insurance from Eannarino Law protects homebuyers. Call today for details.